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Health Insurance Estimator

Estimate your annual health insurance premium based on age, family size, coverage amount & lifestyle.

Age

City

Family Size

Sum Insured

Pre-existing?

Smoker?

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Estimated Annual Premium

₹7,013 – ₹9,488

≈ ₹23/day for ₹5 L coverage

What ₹5 L Covers in India

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Typical heart bypass: ₹3-5 L

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Cancer treatment: ₹10-50 L

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Knee replacement: ₹2-4 L

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ICU stay per day: ₹15-40K

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C-section delivery: ₹50K-2 L

⚠️ Estimates only. Actual premium depends on insurer, plan type, underwriting, riders & discounts. Get quotes from Star Health, HDFC Ergo, Niva Bupa, Care Health.

Medical disclaimer: This calculator is for educational purposes only and is not a substitute for professional medical advice, diagnosis, or treatment. Always seek guidance from a qualified healthcare provider.

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